🏠   Home Loan

Step Into Your Dream Home — at the lowest interest rates from India's top banks & NBFCs.

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Home Loan
Home Loan

Step Into Your Dream Home

A home is more than walls — it's where memories begin. With RK Finserv's home loan service, you get the lowest interest rates, long tenures up to 30 years, and a stress-free approval process from India's most trusted banks.

  • Interest rates starting at 8.50% p.a.
  • Loan tenure up to 30 years
  • Up to 90% financing of property value
  • Balance transfer with top-up option
  • Quick sanction within 48 hours
  • Tax benefits under Section 80C & 24(b)
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Quick Overview

Eligibility, Documents & Features

✓ Key Benefits

  • Interest rates starting at 8.50% p.a.
  • Loan tenure up to 30 years
  • Up to 90% financing of property value
  • Balance transfer with top-up option
  • Quick sanction within 48 hours
  • Tax benefits under Section 80C & 24(b)

👤 Eligibility

  • Indian resident aged 21–65 years
  • Salaried, self-employed or business owner
  • Minimum monthly income ₹25,000
  • Good CIBIL score (700+ preferred)
  • Stable employment / business history

📄 Documents Required

  • PAN Card & Aadhaar Card
  • Last 3 months salary slips / ITR (3 years)
  • Last 6 months bank statements
  • Property documents & agreement
  • Address proof & passport-size photos
FAQ

Frequently Asked Questions

What is the maximum home loan I can get?

Based on your income and property value, you may borrow up to 90% of the property cost, capped at your loan eligibility.

How long does approval take?

Most home loans are sanctioned within 24–72 hours, subject to document verification.

Can I transfer my existing home loan?

Yes — we facilitate seamless balance transfer with attractive top-up options and lower interest rates.

Are there any prepayment charges?

For floating-rate home loans, RBI rules disallow prepayment charges for individual borrowers.

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